Buyers want to know the cost to own a beach home, not just what it costs to buy. Here is a plain-English breakdown for the Beach Bungalows at Camp Margaritaville Resort Crystal Beach.
HOA and resort fees
Every Beach Bungalow is part of the Beach Bungalows Property Owners Association. Dues are set by the POA and support the shared parts of the community. The Declaration, Community Manual, Working Capital Assessment and rental policies are all posted on the Beach Bungalows POA page, and our team can walk you through the current dues and what they cover before you sign anything.
Insurance
A coastal home is typically insured with three pieces: a homeowners policy, windstorm coverage and flood coverage. On the Bolivar Peninsula, windstorm coverage is commonly written through the Texas Windstorm Insurance Association (TWIA), and flood coverage through the National Flood Insurance Program or a private carrier. Premiums depend on the home, its elevation and the coverage you choose, so get quotes from your own agent early. Every Beach Bungalow is built to the IBHS FORTIFIED Gold standard. Ask your agent how that designation is treated when they price your policy. Insurance is a big part of the cost to own a beach home on the Gulf Coast. Learn more from the Texas Windstorm Insurance Association and FloodSmart.
Property taxes
Property taxes are based on the value set by the Galveston Central Appraisal District and the combined rate of the taxing units where the home sits, such as the county, school district and other local districts. Rates are set each year. The appraisal district website shows current rates, and your title company can estimate taxes as part of your closing figures. If the home is your primary residence, ask about the homestead exemption. Property taxes are one more piece of the cost to own a beach home.
Utilities and upkeep: the cost to own a beach home
Spray foam insulation and a standing seam metal roof help keep utility and maintenance costs down. See how.
The rental program and the cost to own a beach home
Read how owning and renting works. Many owners weigh the rental program when they plan the cost to own a beach home.
Rental demand, occupancy, rates and income are not guaranteed and will vary. Nothing on this page is a projection of rental income or investment return. Consult your own tax and financial advisors.
See the Beach Bungalows in person
The model home is open for tours Monday through Friday 9 to 4 and Saturday 10 to 3 inside Camp Margaritaville Resort Crystal Beach. Schedule a tour, browse available homes, or read why buyers choose the Beach Bungalows. Call or text (409) 684-4065.
Offered by Exquisite Properties LLC, TREC #597870. Equal Housing Opportunity. Prices, plans and specifications are subject to change.
